A 20-year, $500,000 term life policy starts at just $17.50 a month. That’s 45% lower than the industry average.*
1 MassMutual and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of June 24, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.
2 Source: MassMutual 2020 Annual and Corporate Responsibility Report
©2021 Haven Life Insurance Agency, LLC
Haven Term is a Term Life Insurance Policy (ICC21 Haven Term in certain states, including NC) issued by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082. In New York (DTC-NY), California (DTC-CA) and other states, it is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.
Haven Life Plus (Plus) is the marketing name for the Plus Rider which is included as part of the Haven Term policy. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners).
HL-202107-1547
Every Haven Term policy is issued by MassMutual, or its subsidiary C.M. Life Insurance Company.
A++ A.M. Best rating for financial strength and claims-paying ability1
$6.2 billion combined insurance and annuity benefits paid in 20202
“The process was easy and pain free. Excellent customer service as well! Glad I went with them.”
—Lemmy May 26,, 2021
“Super quick and easy application. I didn't even have to have a medical exam! Competitive prices as well.”
—Nicholas, April 21, 2021
“Unique and excellent benefits are included in our term insurance. That makes our life so much easier!”
—Makana, June 3, 2021
Haven Life is rated 4.8 out of 5 stars on Trustpilot
See? We told you it was easy.
*Based on U.S. monthly term life insurance averages as of July 1, 2021 for applicants in excellent health, Policygenius Life Insurance Price index.
See your personalized estimate in just 7 questions. If you like what you see, complete our streamlined digital application.
Most people will need to take a short medical exam, which can be done when and where it’s convenient - even your home.
Not interested in taking a medical exam? Apply for up to $500,000 in coverage with Haven Simple.
That's it! You can kick back and celebrate your accomplishment. And don't forget to check out the no-cost Haven Plus benefits that come with your policy.
FPO
Age | Gender | Coverage | Haven Term | Industry average | We're better by... |
35-year-old | Female | 20-year; $500,000 | $17.50/mo | $25.43/mo | 45.3% |
35-year-old | Male | 20-year; $500,000 | $20.72/mo | $30.29/mo | 46.2% |
35-year-old | Female | 20-year; $1,000,000 | $29.03/mo | $42.61/mo | 46.7% |
35-year-old | Male | 20-year; $1,000,000 | $34.08/mo | $51.72/mo | 51.7% |
45-year-old | Female | 20-year; $500,000 | $36.45/mo | $47.52/mo | 30.3% |
45-year-old | Male | 20-year; $500,000 | $42.49/mo | $60.78/mo | 43.1% |
45-year-old | Female | 20-year; $1,000,000 | $66.57/mo | $86.37/mo | 29.7% |
45-year-old | Male | 20-year; $1,000,000 | $80/mo | $113.62/mo | 42.0% |
Based on U.S. monthly term life insurance averages as of July 1, 2021 for applicants in excellent health, Policygenius Life Insurance Price index. Estimate based on pricing for eligible Haven Term applicants. Pricing differences will vary based on ages, health status, coverage amount and term length. Prices in CA, DE, FL, ND, NY, and SD wil be higher.
See your personalized estimate in just 7 questions. If you like what you see, complete our streamlined digital application.
Most people will need to take a short medical exam, which can be done when and where it’s convenient - even your home.
Not interested in taking a medical exam? Apply for up to $500,000 in coverage with Haven Simple.
That's it! You can kick back and celebrate your accomplishment. And don't forget to check out the no-cost Haven Plus benefits that come with your policy.